First home buyers
Getting onto the ladder, explained step by step.
Bendigo-based • Working with clients Australia-wide
A mortgage broker who actually reads the numbers.
CPA-qualified and based in Bendigo, I work with clients right across Australia — home loans, refinancing and business finance, without the jargon or the run-around.
★★★★★ 5.0 on Google
✓ CPA-qualified
✓ Degree in Commerce
✓ Australia-wide
What I do
Finance, sorted around your life.
Refinancing
A health-check on your current loan to see if it still fits.
Investment loans
Building a portfolio, structured sensibly.
SMSF lending
Loans for self-managed super funds, explained without the jargon.
Business finance
Funding for your business, from a broker who reads the numbers.
Asset & equipment finance
Vehicles, gear and equipment, sorted.
Why Selectabroker Corbin Fleming
A broker with an accountant's eye.
Most brokers can find you a loan. Fewer can read a set of numbers and tell you what they really mean for your future. With a degree in Commerce and a CPA qualification behind me, I bring the financial side together — so the advice you get is grounded, clear, and built around where you're actually headed.
Wherever you areBased in Bendigo, working with clients right across Australia.
Numbers-literateCPA-qualified — the business and personal numbers are my home turf.
Straight-talkingPlain-English guidance. No pressure, no jargon, no run-around.
What clients say
Trusted by clients across Australia.
From first-home buyers to investors, right around the country — a perfect score, every review.
★★★★★
They made the entire loan process incredibly easy and completely worry-free. No confusing jargon or last-minute surprises — what could have been stressful turned into a smooth, positive experience.
★★★★★
If we could leave more than five stars we would. The work he put into securing our very first home loan was phenomenal — professional, patient and there every step of the way.
★★★★★
We refinanced multiple properties and accessed equity for a new pre-approval all at once — a complicated combination handled smoothly, professionally and with incredible attention to detail. Patient, diligent and genuinely caring.
★★★★★
Amazing to deal with as a first home buyer. Excellent communication — with shift work I'd contact him outside office hours and get a response straight away. Couldn't recommend enough.
★★★★★
Corbin has been amazing! Very efficient, well organised and keeps you informed. If I could give 100 stars I would.
★★★★★
From start to finish, wonderful to deal with. Such an easy, smooth process — always willing to answer every question and offer guidance promptly. Highly recommend!
★★★★★
We barely lifted a finger. So quick with everything required. If you're looking for someone you can trust, look no further.
★★★★★
Great help — continually followed up with the banks and helped us understand what was happening. Highly recommend.
Reviews reflect individual clients' own experiences and are not a guarantee of any particular outcome.
Areas I service
Find your patch.
I work with clients Australia-wide. These are the regional Victorian areas I know best — tap your town for local detail.
Anywhere else in Australia? I work with clients nationwide — get in touch and we'll have a chat.
Let's have a no-pressure chat.
Pick a time that suits you, send a few details, or call me directly.
Mortgage & finance broker
Home loans in Bendigo
Your local broker, born and based in the goldfields city.
Bendigo is home — so I know the difference between buying in an established pocket like Strathdale or Spring Gully and getting into a growth corridor out at Epsom, Huntly or Marong. Whether it's a first home in Kangaroo Flat, an upgrade for a growing family, or a build in a new estate, you get a broker who actually knows the streets you're looking at.
How I help in Bendigo
First homes
From California Gully to Strathfieldsaye, I'll walk you through what's involved in getting your first place off the ground.
Upgrading
Selling and buying at once is fiddly. I help Bendigo families line the timing up so it's not a juggling act.
Building new
House-and-land in the growth estates comes with its own quirks — I'll explain how the finance side works before you sign anything.
Common questions
Do I need to come into an office?
No. I work with Bendigo clients however suits — in person, over the phone, or video. Everything can be done without you taking a day off.
Can you help if I'm building rather than buying established?
Yes. Building in the newer Bendigo estates works differently to buying an existing home, and I'll talk you through how it's structured in plain English.
What clients say
★★★★★
Corbin has been amazing! Very efficient, well organised and keeps you informed. If I could give 100 stars I would.
Buying or refinancing around Bendigo?
Have a no-pressure conversation. I'll tell you where you stand in plain English.
Mortgage & finance broker
Home loans in Castlemaine
Character homes, tree-changes and renovations sorted.
Castlemaine draws a lot of people out of Melbourne chasing a period cottage and a slower pace — and those heritage and older homes can throw up questions a city broker won't think about. From renovators in town to lifestyle blocks around Chewton, Campbells Creek and Maldon, I help buyers understand the finance side before they fall in love with a place.
How I help in Castlemaine
Buying older homes
Character and heritage homes are wonderful — and a bit different to finance. I'll flag what to look out for early.
Renovation plans
Thinking of doing the place up? There are sensible ways to structure that, and I'll lay out the options.
Moving from the city
Making the leap from Melbourne? I'll help you map out where you stand before you start inspecting.
Common questions
We're moving up from Melbourne — can you still help?
Absolutely. A lot of my Castlemaine clients are making exactly that move. Distance is no barrier — most of it happens remotely.
Are older or heritage homes harder to finance?
They can come with extra considerations. I'll talk you through it up front so there are no surprises late in the process.
What clients say
★★★★★
We barely lifted a finger. So quick with everything required. If you're looking for someone you can trust, look no further.
Buying or refinancing around Castlemaine?
Have a no-pressure conversation. I'll tell you where you stand in plain English.
Mortgage & finance broker
Home loans in Echuca-Moama
Both sides of the Murray, one broker.
Echuca-Moama is a river town with a foot in two states, and that border line matters when you're buying. Owner-occupiers, weekenders, investors and tourism operators all land here — and whether you're buying on the Victorian side or across in Moama, I can help you make sense of it.
How I help in Echuca-Moama
Buying across the border
Echuca or Moama, VIC or NSW — I'll help you understand how a purchase on either side fits together.
Holiday & investment
Plenty of people buy a second place by the river. I'll explain how lending for that differs from a home loan.
Business finance
Hospitality and tourism run this town. If you're in business, I can look at finance beyond just the home loan.
Common questions
I want to buy in Moama, not Victoria — is that a problem?
Not at all. Buying just over the border in NSW is common up here and I work across both sides regularly.
Can you help with a holiday or investment property?
Yes. Buying a second property works differently to your own home, and I'll walk you through what that looks like.
What clients say
★★★★★
If we could leave more than five stars we would. The work he put into securing our very first home loan was phenomenal — professional, patient and there every step of the way.
Buying or refinancing around Echuca-Moama?
Have a no-pressure conversation. I'll tell you where you stand in plain English.
Mortgage & finance broker
Home loans in Kyneton & the Macedon Ranges
Lifestyle acreage and commuter-belt buying.
Kyneton and the Macedon Ranges sit in that sweet spot — close enough to commute to Melbourne, country enough for a bit of land. That means higher-value homes and rural-residential blocks, which come with their own finance considerations. If you're eyeing a place in Kyneton, Woodend, Gisborne or out on acreage, I'll help you understand where you stand.
How I help in Kyneton & the Macedon Ranges
Acreage & rural-residential
Buying with a few acres isn't the same as a suburban block. I'll explain how lenders look at it.
Commuter buyers
Splitting your week between here and the city? I'll help you sort finance around how you actually live.
Established & higher-value homes
The Ranges has plenty of character homes at the upper end — I'll help you plan the purchase properly.
Common questions
Does buying acreage change the loan?
It can. The size and type of the block matter to lenders, and I'll let you know how that affects things before you commit.
I work in Melbourne but want to live in the Ranges — can you help?
Yes — that's a really common setup for my clients here, and none of it requires you to be local to me.
What clients say
★★★★★
From start to finish, wonderful to deal with. Such an easy, smooth process — always willing to answer every question and offer guidance promptly. Highly recommend!
Buying or refinancing around Kyneton & the Macedon Ranges?
Have a no-pressure conversation. I'll tell you where you stand in plain English.
Mortgage & finance broker
Home loans in Maryborough
Real value buying in the Central Goldfields.
Maryborough and the Central Goldfields are some of the best value in regional Victoria, which makes the area popular with first-home buyers and people who want their money to go further. If you're stepping onto the ladder or looking at a value purchase, I'll help you understand what's actually achievable.
How I help in Maryborough
First-home buyers
Getting started can feel daunting. I'll explain the steps and any general support that may be available to you.
Smaller-deposit buying
Worried you don't have a big deposit? Let's have a chat about where you really stand — it's often closer than people think.
Value-focused buyers
If you're buying with the head as much as the heart, I'll help you keep the finance side clean and simple.
Common questions
I don't think I've saved enough — should I still talk to you?
Yes. It's worth a no-pressure conversation. People are often closer to ready than they assume, and I can tell you what's realistic.
Is there help available for first-home buyers?
There are general supports that may apply depending on your situation. I'll point you to what's relevant to you specifically.
What clients say
★★★★★
Great help — continually followed up with the banks and helped us understand what was happening. Highly recommend.
Buying or refinancing around Maryborough?
Have a no-pressure conversation. I'll tell you where you stand in plain English.
Mortgage & finance broker
Home loans in Shepparton
Home, business and everything in the Goulburn Valley.
Shepparton is the Goulburn Valley's hub — agriculture, food production and a growing, diverse community. That means I see everything here: families upgrading, first-home buyers, self-employed and ABN buyers, and business owners needing finance beyond the home loan. Whatever side of it you're on, I can help.
How I help in Shepparton
Self-employed & ABN buyers
Running your own show can make a home loan feel harder. It doesn't have to be — I work with self-employed buyers often.
Business & equipment finance
With a CPA background, the business numbers are my home turf. Vehicles, equipment, cashflow — let's talk.
Growing families
Outgrowing the current place? I'll help you plan the next move without the stress.
Common questions
I'm self-employed — is that a dealbacker?
Not at all. Self-employed buyers are a big part of what I do, and my accounting background means I can read your numbers properly.
Can you help with business finance, not just home loans?
Yes. Business and asset finance is a core part of what I offer — equipment, vehicles and more.
What clients say
★★★★★
They made the entire loan process incredibly easy and completely worry-free. No confusing jargon or last-minute surprises — what could have been stressful turned into a smooth, positive experience.
Buying or refinancing around Shepparton?
Have a no-pressure conversation. I'll tell you where you stand in plain English.
Privacy Policy
Privacy Disclosure Statement & Consent
In handling your personal information, Gadsden Norton Pty Ltd (ABN 43 650 355 007) and its representatives — including Corbin Fleming, trading as Selectabroker — are committed to complying with the Privacy Act 1988 (Cth) and the Australian Privacy Principles. We are authorised as credit representatives of Connective Credit Services Pty Ltd (Australian Credit Licence 389328); references to “we”, “us” and “our” include our aggregator, Connective Broker Services Pty Ltd.
What we collect and why
To help you obtain finance we collect information such as your name, contact details, identification, employment history and financial information (assets, liabilities, income and expenses). Personal information may include sensitive information where relevant. We use it to assess your application, source a suitable credit provider and any required insurances, and manage the application process. If you don’t provide the information we ask for, we may be unable to help you.
Who we share it with
With your consent, and consistent with privacy and credit reporting laws, we may disclose your information to: credit providers (lenders) to apply for finance on your behalf; credit reporting services; insurers; our advisers, aggregator and licensee; and service providers who help us operate. A credit provider we submit your application to may disclose information about you to, and collect it from, a credit reporting service.
Use of technology
We may use artificial intelligence and automated tools (operated by us or trusted third parties) to help provide our services — for example, extracting data from bank statements, summarising documents, and matching your information with lender policies — with appropriate safeguards and human oversight.
Overseas disclosure
Some recipients of your personal information may be located overseas. It is not practicable to list every country, but these are likely to include the Philippines, India and Nepal.
How we protect it
We take reasonable steps to protect your information from misuse, loss and unauthorised access, and to destroy or de-identify it when it is no longer required for our business functions.
Your rights
You can ask us to provide access to, or correct, the personal information we hold about you, and request copies of our privacy policy in a form that suits you. To do so, contact our Privacy Officer at 11 Karawatha Drive, Mountain Creek QLD 4557. In some cases an administration fee may apply.
Credit reporting services
The credit reporting services we may use are Equifax (equifax.com.au, 13 83 32) and Experian (experian.com.au, 1300 783 684).
Complaints & more information
If you have a privacy concern, contact us first. If you are not satisfied, you can contact the Office of the Australian Information Commissioner at oaic.gov.au, where you can also find more about your privacy rights.
Contact
Corbin Fleming — Selectabroker
Email: corbin@selectabroker.com.au · Phone: 0409 237 991
Credit Guide
Corbin Fleming — Credit Representative 554721
This Credit Guide contains important information about me, the services I provide, the fees and charges that may apply, and how I am paid. It is provided under the National Consumer Credit Protection Act 2009.
About us
Licensee: Connective Credit Services Pty Ltd, Level 29, 555 Collins Street, Melbourne VIC 3000. Phone 1300 656 637. Australian Credit Licence 389328.
Your credit representative: Corbin Fleming (Credit Representative Number 554721), Junortoun VIC 3551. Phone 0409 237 991. Email corbin@selectabroker.com.au.
Your best interests
My priority is you. I am required to place your finance needs above anyone else’s, be transparent about products, your options, fees and any conflicts of interest, and ensure the product selected meets your needs and is in your best interests at the time I assist you.
The services I provide
I provide credit assistance — suggesting or assisting you to apply for a loan (or a loan increase) with a particular lender, or recommending you remain in an existing loan. Before providing credit assistance I complete a Preliminary Assessment to ensure a loan is not unsuitable for your needs and circumstances, and take reasonable steps to verify the information you provide. You can request a copy of your Preliminary Assessment for up to 7 years, at no charge.
Fees you may pay
I may charge a fee for providing credit assistance. If applicable, the details will be set out in a Credit Quote given to you before your loan application is submitted. You may also pay fees and charges (such as application or valuation fees) to the lender or other parties — these are set out in the loan contract documentation.
How I am paid
If your loan settles, the lender pays commission to my aggregator, who then pays me. This is typically an upfront commission (a percentage of the loan amount, paid after settlement) and an ongoing trail commission (calculated monthly on the outstanding balance, paid in arrears). These commissions are not payable by you. The commission for your specific loan will be disclosed in your Summary of Requirements and Credit Proposal. From time to time I may receive non-commission benefits (such as training or professional development) at no extra cost to you; where material, these will be disclosed.
My aggregator and referrers
I access lenders and their products through my aggregator, Connective Broker Services Pty Ltd (ABN 77 161 731 111). If you were introduced or referred to me, I may pay the referrer a commission or fee — this will be disclosed in your Credit Proposal.
My lender panel
I am accredited with a broad panel of lenders through Connective, and settled loans with 16 lenders in the last financial year. My most-used lenders over the past 12 months are:
- ANZ
- NAB
- Commonwealth Bank
- Westpac
- Macquarie Bank
- People First Bank
Share of loans I settled with my top lenders in the last completed financial year: ANZ 27.75%, NAB 26.45%, Commonwealth Bank 9.57%, Macquarie Bank 7.70%, Westpac 7.27%, People First Bank 3.56%. A full list of the lenders I am accredited with is available on request.
If something goes wrong
If you have a complaint, please contact me first so I can work to resolve it. If it can’t be resolved, you can contact my licensee’s Compliance and Complaints Handling Officer at Connective Credit Services Pty Ltd — phone 1300 656 637, email complaints@connective.com.au. If your concerns remain unresolved after 30 days, you can lodge a complaint with the Australian Financial Complaints Authority (AFCA), a free and independent external dispute resolution scheme: phone 1800 931 678, afca.org.au.
Things you should know
I don’t provide tax, accounting, legal or financial planning advice. It’s important you understand your obligations under any loan and its financial consequences — if in doubt, seek independent advice from an appropriately qualified professional before entering a loan contract.